Group Health Insurance

Group Health Insurance
Choice of Plans	1. Traditional (80% or 50% Plan) 2. Preferred Provider Organization (PPO) 3. Point of Service (POS) 4. Health Maintenance Organization (HMO)
Lifetime Maximum Options	$2,000,000 $5,000,000
Doctor Office Visit Co-Pay Options	$10 $15 $20 $25 (Not subject to deductible)
Prescription Drug Card Options	$10 Generic/$20 Brand Name $15 Generic/$25 Brand Name
Deductible Options	0- $250 $500 $1,000 $2,500
Co-Insurance	Traditional Plans 80% or 50% PPO/POS Plans 100% In Network/80% Out of Network 90% In Network/70% Out of Network 80% In Network/60% Out of Network HMO Plan 100%
Participation Options	Owner(s) Only All Eligible Employees
Optional Benefits	- Maternity (Paid the same as any illness) - Supplemental Accident ($300 per accident, Paid at !00%) - Life/AD&D - $10,000; $15,000; $20,000; $30,000 - Dental - $50 Deductible; Benefits available at 100% Preventative. 80% Basic; 50% Major. (Optional Benefits may not be available for firms with 1 employee)