Comprehensive Program Available to Members
Dallas, TX Š American Fire Sprinkler Association (AFSA) members can now access its comprehensive group health insurance program that offers major medical, life insurance, and optional disability and dental coverage. This program was designed to meet the varying needs of AFSA members and is available through Mass Marketing Insurance Companies (MMIC), which has over 30 years of experience in the development of successful insurance programs for professional and trade associations. Through MMIC, members will be dealing with association health insurance specialists capable of offering the broadest range of insurance companies, policies and plans.
MMIC contracts nationally with a number of health insurance companies to provide a wide variety of benefits, giving it the ability to create a customized insurance program rather than being limited to the plans under one insurance company. Based on your needs, MMIC provides quotes from those companies able to provide the broadest coverage at the best possible cost.
Coverage is available to individual members and those firms with two or more employees. For AFSA members wishing to have group coverage, all active full-time employees including owners, partner and officers working at least 30 hours a week are eligible. An insured spouse and dependent children under age 19 (under age 24 if full-time student) are also eligible to apply.
Certain participation requirements must be met and maintained. These requirements are based on the number of eligible employees per form and are available from MMIC. The cost of coverage for the AFSA program may be paid in whole by the employer or shared with the employees. However, the employerÕs contribution must be at least 50 percent of the total cost.
The major medical plan available will offer up to $5,000,000 lifetime maximum per insured with a choice of deductibles ranging from $250 up to $5,000. Eligible hospital expenses such as surgery and doctor services are covered. Most programs will have a doctor office visit benefit ranging from $10 to $25 and a prescription drug card with co-payments of $10 for generic and $20 for brand name. The plans contain certain limitations and exclusions, which are outlined in your no-obligation proposal.
To learn more about the AFSA health insurance program and how to receive a free, no-obligation proposal, call MMIC toll-free at (800) 349-1039, or send your inquiries to AFSA Health Insurance Program, P.O. Box 95, Orland Park, IL 60462. You can also visit MMIC on the Internet at www. mmicinsurance.com or send an email to firstname.lastname@example.org.
Established in 1981, the American Fire Sprinkler Association is an international association representing the open shop fire sprinkler contractor. AFSA is dedicated to the educational and professional advancement of the automatic fire sprinkler industry.